01 - Preheat oven to 400°F. Grease a 9x13-inch baking dish with butter or cooking spray.
02 - Bring a large pot of salted water to boil. Add cauliflower florets and cook 5 minutes until just tender. Drain well and set aside.
03 - Melt butter in medium saucepan over medium heat. Add diced onion and cook 3 minutes until softened.
04 - Stir flour into butter and onion mixture. Cook 1 minute, stirring constantly. Slowly whisk in milk until smooth, about 2-3 minutes.
05 - Remove from heat. Stir in 1 1/2 cups cheddar cheese, sour cream, Dijon mustard, garlic powder, salt, and pepper until melted and smooth.
06 - Combine drained cauliflower with cheese sauce. Transfer to prepared baking dish and spread evenly.
07 - Sprinkle remaining 1/2 cup cheddar cheese over cauliflower mixture.
08 - In small bowl, mix panko, Parmesan, and olive oil. Sprinkle evenly over casserole.
09 - Bake 25-30 minutes until top is golden brown and casserole is bubbling.
10 - Let cool 5 minutes before serving.